After my baby sister died and I paid for the expenses for burial, and I was now the Guardian of her 8 year old son I came home to find an letter from C.A.M.P.O. Telling me that I owed them $9,261.82 from some account from a Marine Midland Bank. This letter was addressed to a last name that I have not used in 15 years. It was not even spelled right.
When I called to let them know that I have never heard of this company and inquired what this debt was for I was made to wait for 5 minutes until someone got on the line and told me that this was a debt from 1985. They even had my social security number.
I told them that this debt was not mine that there had been some sort of mistake. They told me that this debt would never go away and that I needed to pay it.
I asked them to send me a copy of the original contract with my signature and with an explaination of what this debt was for.
Two weeks later I received another letter in the mail titled a Affidavit and Assignment. This letter gives no more information than the first one except that the principal amount was $4,090.27. This letter was also stamped with a Notary Public seal.
Now it dosen't take a Lawyer to figure out that if I did indeed owe $4,090.27 from 19 years ago, the interest alone would bring the total over the $9,261.82 they say I now owe.
I'll bet if I were to call them and ask if they would settle for $2,000.00 they would take it. Well they are not getting one cent from me. I have been told that if I were to give them a dollar that I would then be admitting to the debt and would have to pay.
This letter came at the worst time of my life. I felt so low that I had thought of just ending it all. This letter put me into such a state of deep depression, I cried for days.
Then I told my boss about it and she suggested that we look them up on the internet. When I saw what this company has done to so many people I felt like I was hit in the stomach. I was glad that this news was not true but then my depression turned into anger. These people need to be stopped before they push someone over the edge.
F
Groveland, California
U.S.A.
0 comments