I was trying to get my credit back in tack little by little, when all of a sudden a credit card from first premier bank appear and was giving me $50.00 credit line and in 30 to 60 days it I pay on time my credit would go up, to make a long story short I was doing good and I got all the way to $250.00 dollar credit line. When all of a sudden I was being laid off I call first Premier to close the card out, cause I knew I would not be able to afford they said no problem my balance was $200.00 I thought since it was close I can pay the balance off and be done.
How! Wrong I was this happen two years ago and my balance is 500.00 dollars and keeps going up (mind you I have been paying the mimuim on or before due date) When I call to ask why I was told as long as I owe them they are going to keep charging me intrest, now I got laid off and really couldn't pay so now I am being sent to a collection agencey. I think they are rip off to the upmost. Especially on low income people like me. Somebody please help me and tell me what I can do.
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