I had several dealing with these barbarian idiots, until I did one very simple thing - I wrote a cease and desist letter exercising my rights under the Fair Credit Reporting Act. This Act states that if you write to a collection company and tell them you will not be paying them anything and that you will deal ONLY with the original creditor, they (the collection company - CAMCO in this case) may no longer contact you in any fashion, or you can sue them for defamation of credit and / or harrassment under the Fair Credit Act.
Make certain to send the letter certified signature return receipt so that you have proof they received it. I did this, and I have never heard from the losers again.
A great example of the letter you can send is on the website www.creditmania.com under "sample letters".
Please do this for your own peace of mind and to show these financial predators that they are NOT going to win.
Audrey
Columbia, Missouri
U.S.A.
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