I see that yet another Camco employee has arrived on the scene to defend his company and abuse Camco victims. This is a good thing: it shows that usacomplaints.com is costing Camco money.
"John" knows that Camco is bullying and harassing people into paying money they don't owe. "John" knows that his fellow employees regularly threaten to besmirch people's credit reports (even though Camco doesn't report to any CRA)."John" knows that his fellow employees regularly threaten to file lawsuits and contact third parties (even though these debts are long past the statute of limitations and even though unauthorized third party disclosure is a major FDCPA violation).
Simply put, "John" is a liar and a criminal. And there's no reason to engage in any kind of discussion with liars and criminals.
If you get a call from Camco, simply tell them "I'm not interested" and hang up. Then mail them a note, certified mail return receipt requested, stating "Camco is not to contact me again by telephone, fax, email, postal mail or any other means." Send a copy to the Illinois attorney general and a copy to your state attorney general.
Once Camco receives this letter, they will not contact you again.
If "John" replies to this, it will be with a bunch of huffy and self-righteous crapola about how debts never go away, how the people complaining about Camco are really scam artists and deadbeats, etc. He will try to distract you from the important point: if Camco receives a "cease and desist" letter, they cannot and will not call you again. Nor will they report your debt to a CRA, sue you, or do anything else.
Camco buys old debts for less than a penny on the dollar and hopes to capitalize on people who don't know their rights under the FDCPA and other applicable laws. Don't argue with them: send them a Cease and Desist and they'll leave you alone.
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