In 2004 University of Phoenix (UoP) cold called me and tried to get me to take a bunch of classes I didn't want to take. I told them I didn't know if I could manage adding class work to my already busy life.
I agreed to take a single Intro Class to experiment if I could manage it. I had to withdraw 3 weeks later as my son became ill. I was told I didn't have to pay for that class as I withdrew in less than 30 days.
4 years later I find that UoP took out loan money, signed me up for a 12 credit class that I NEVER agreed to. They received money from a placed called ACS/Bank of NY a few months later in 2004. ACS/Bank of NY took out money with California Student Aid/EdFund in 2009. I was never once notified that there was a debt. My phone number was never changed so they can't claim that they could not reach me.
As a result, UoP has a negative collection with $XXX amount of dollars and XXX opening date.
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