I bounced 2 checks and wondered why, since I usually keep very good track of my money. I saw a $79.95 charge from CIC Credit Monitoring Service, whatever the hell THAT is. So I did an internet search and saw that it was from about 6 weeks ago when I went to Freecreditreport.com and took advantage of their "free" credit report. It's a very simple scam and I fell for it like a dope.
These people are thieves pure and simple, there was no indication that I would be charged for this free credit report and I gave NOONE permission to take my money.
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