This company got me for about $4,00.00 on credit cards as a downpayment on a $16,000.00 course in Nov. 2007. That was at the $199.00 three day (weekend) course. I was told this was a discount price for the course but, I had to sighn up that day to get this price, You would'nt believe the real price! So it was attractive compared to around 35,000.00. Their three day cancellation period would include the following Mon. Tues. And Wed. Which I discussed with them, explaining that I didn't have that kind of money laying around, so I would have to apply for a loan, or re-financing of my home, or a home equity line of credit, or a bank loan etc. And that you can't get an answer on these things in three days. I was told by the representative who did my sighning up that I would be given time to get all my answers. Within ten days to two weeks I had all my answers... They all denied me!!! Saying that my debt to earnings ratio was too high because of my credit card debt due to the fact that I had used credit cards for a downpayment to Teach me to trade co. Hen I informed teach me to trade I was told "you can't cancel, but you can have a company credit and was told to keep trying to get the money and to call them when I could make a payment. My employement ended at the end of 2007. I was an art sub-contractor for a small company that did doors, windows and entryways (I made the stained glass for these projects) It was a very special arrangement because I have nerve damage and carpel tunnel syndrome that developed. I am 59 yrs. Old, with no health insurance, and people don't want to hire people 59 yrs old, so I have been unsuccessful in getting employed as yet. When i explained all of this to teach me to trade they sent me a letter saying if I send them a doctors letter sayin I am unable to do any gainful work due to my health problems they may look into a refund further. As I said I have no job, no money and no insurance to even see a doctor. I will have to wait till I reach early retirement age befor I can try to address my health problems. This company dosen't care. This is the first company I have ever heard of where you can not get your money back. They need to be stopped. No wonder Russ Whitney is so rich, he is a thief. I have been financially crippled because of this and still have to pay regularly on credit cards to keep my good credit rating. I am barely making it and suffering greatly. Please don't deal with this company, you will lose! I hope there is a class action lawsuit against this company and wonder how can I find out if there is one?
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