American Financial preys on those in need. I found myself in need of cash so I applied for a payday loan. I started getting other offers by phone and email. I got a call from Damion with American Financial who stated that I requested information from their company. He said he was offering me a $2000 line of credit with a $1000 cash advance option with a 8.9% APR. He then explained to me that I would only be able to use the card to buy from American Financial, but that I could still get the cash advance. I was pretty interested in the cash advance, so I continued to listened. Then he told me there would be a $200 "fee" to get the card. I figured I'd still have $800 from the cash advance, so I agreed to the terms and gave him my information.
Well, It's been over a week and I have seen or heard nothing from this company. I have tried to call the number, but get a recording stating "my call cannot be completed at this time". I know what I did was dumb, but I was desperate at the time. Now, I see that my predicament at the time was nothing compared to the stress I have inflicted on myself. I have contacted my bank and informed them of the situation and am patiently waiting for their reply.
I hope that complaint can do something about AF before they do any more harm. I've read most of the other reports on this company. I feel some better now knowing I have somewhere to come to check things out. I actually found out about you from another legit company who had called to make me a similar offer (I turned them down, explaining what had happened and tehy still helped me by pointing me towards RR). It's a shame that there are legitimate company's who will pay for this one's blatant dishonesty and thievery.
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