On 12/14 this company debited my checking account in the amount of $390.00. When i called to speak to someone in that company the first conversation i had was with a lady she told me that i had applied for a payday loan on 3/20/05 under an email address i had made 1 week earlier in 12. I was also told by the women on the other line that the loan was taken out under my current home address which i have lived at since 6.
When i told her that was impossible for me to have taken a payday loan out in 2003 under and email address and physical address i would not have lived at or had access to til 2007 i was hung up on.
I have and will be filing a fraud claim against this company. On my second call to the company i spoke to a man named william i asked him to fax me over proof of this payday loan. He told me he needed my social and i told him i was going to ask him for the same information. I was told he couldnt release that information to me. Again i asked him to fax me proof of this payday loan. I was told he would have to fax me over a release form that i would need to get notorized and signed. Basically telling me that i would have to give permission to have the funds released from my account before they could provide me with and documentation. As if i am some stupid chick. Hell no!
So from william i was told that i had applied 3/20/05 this was right after the women had told me that i applied on 3/28/05. They could provide me with no hard copy of this payday loan. But had the nerve to try and ask me to authorize them to debit my account. At the same time ask me for my personal information.
I am filing a fraud claim with my bank and reporting them to the bbb. I have every intention of getting a lawyer. They cannot do this to people and think they can get away with this. This is fraud!!!
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