I was having trouble paying my mortgage. We hadd recently had a leak comingup front beneath the house and in order to fix it I had to pay for the repairs prior to the settlement. I ended up spending every dime I had, plus money on credit cards, and another loan, too, all to pay for my repairs and my living expenses. What is really hard on me is that we'd just returned from a family vacation which costed a couple of bucks.
So I file my claim with my insurance and they were really quick about getting the money to us. I then call the mortgage company to file a loss packet with them. That was July. It's now October. I have seen out of 11140.00,3700.00, and now I have found out that they applied to balance to a late tax bill that they "forgot" I had created an impound account for! How convenient.
So now here I am, with no money and no way of knowing other than hanging on to hope that the lady who set all this up for me will send me my check. It doesn't matter, because today I am calling an attorney AND contacting my insurer. There has got to be something that I can do in order to get my money! Basically what happened is that when I wrote that I wanted the onies split up in a certain way, and they ok'd it, the money had to go to my escrow account, or at least that is what I was told.
Then I was told by another "agent" that it was never supposed to be sent anywhere but to me, and that the way that this has happened is WRONG and that the Loan sales department was NOT supposed to get their damned dirty filthy hands on my money!
In a nutshell, what collections tried to do for me was get my money to me from loss draft dept by spliting the balance of the total settlement and making it so that the money left over fell below a certain amount so as to make it less than what they require be available after a client has set up a deal to essentially split what money is in their with AHM!
So then the woman, Ms Johnson, who had set up this whole thing has my proceeds from MY hazard funds, sent to escrow, and then research tells Loan sales that there is money in the escrow account... And then loan sales RIPPED ME OFF BY RAIDING MY ESCROW ACCOUNT!!! Then, they tell me that it was never my money... Blah blah blah, to which I replied that I know it is illegal for them to take that money because it was MINE!!!
If there are any lawyers reading this who will work on contingency PLEASE CONTACT ME! I am BROKE and have NO WHERE TO TURN!!
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