Edpreporting.com debited my checking $49.95 on 7/2/07 without our permission. Could be linked to a payday loan service. My bank did a stop payment and returned the funds to my account and sent check back to edp. EDP parent company is EDP Technologies Corporation @ 5301 Laurel Canyon Blvd. Suite 132, Valley Village, CA. 91607. Email was [email protected], but my email came back as undeliverable.
Calling www.edpreporting.com customer service at 800-430-0672 was unsuccessful, other numbers were too; 818-255-9978,800-487-0672 and fax 866-630-3757 is located at www.debitcardsupport.com they too are linked to edpreporting.com as well as Credit Builder at https://esuperoffers.com/new/CB/web_site/HP3/index.htm just look at the bottom of the web page on all of these sites and you will see the link www.edpreporting.com
The check they submitted to our bank was a computer generated one, with the date of 5/29/07 but posted to our account on 7/2/07 we feel that the delay is so you cannot request a refund because the account has been activated more than 30 days. We found their Terms and Conditions page and they state that the $49.95 one time fee is non refundable, and they will start to charge $29.95 monthly service fee's and a one time charge of $20.00 startup fee.
We suggest that you file complaints with your states Attorney Generals office, your states State Banking Commission, and last but not least the Federal Trade Commission (FTC) their wed site is www.FTC. GOV, you can file a complaint online.
They suggest that you sue the said company (EDP Technologies Corp) in a class action lawsuit, if won we could receive no more than $500,000.00, if you sue them on an individual basis, the most you could receive is $1,000.00 if they are found guilty of Phishing or gaining access to your personal checking information without your approval, they would also have to pay court costs and your attorneys fees if you win.
We used their customer service website http://EDPreorting.com and sent them this message through their Online Live Chat Service, with no response:
"I'm requesting a refund TODAY, you did not have my authorization to debit my account, you gained access to my checking account information by Phishing from a Payday Website. We are going to file complaints with the Arizona State Banking Commission, The Federal Trade Commission, The state of California's State Banking Commission for violations you have committed through this process known as Phishing.
Your parent company EDP Technologies Corp. Will also be presented with complaints from the said agencies. We will be looking into attorneys services to possibly file a suit in a court of law."
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