Greetings, i wrote in many months ago to say that i refinanced to get away from sps. At that time i just about completed a forebearance agreement with sps, after paying 704.00 a month for 6 months, all the while trying to finance with a different lender we finally found one. 6 months later we are refinancing again, this time not to save our home from foreclosure, but to get a rate of 6%.
The potential lender asked for a payment history from sps, fairbanks, and were told that we were always a month behind in the agreement. The terms were laid out as follows, in march they were to receive a downpayment of $2800.00, and every month by the 30th for 6 months they were to receive $704.00. I have western union receipts for all 7 transactions that sps received all 7 payments on or before the due date. Sps says we were always late because the downpayment should have been $3400.00. Strangely enough the forebearance agreement says $2800.00 downpayment.
I called sps and they stand by their actions. So i went to another lender, and because my credit score jumped to 714 from 575, they didn't need to get anything from sps, they just got a history from our current lender that says all 5 mortgage payments were on time, so from paying those scum at sps . 38, i am now paying 12.78, and with the new bank we are going with i am locked in at 6.25%. If the current mortgage crisis did'nt harm sps, please let me know of any and all lawsuits against sps.
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