I received correspomdence regarding a collection on an acct i had originally with first-consumers - speigel. I done a payment over the phone using my checking acct. I later was going over my credit report to mark off that it was paid.
I then discovered that the account that they were collecting on was paid at a $0 balance in july 1998. I called the company and i was told that that was the year it was opened. They said the information on the credit report was incorrect. Then we were disconnected the collection representative was theresa howard.
Before i spoke with her i called the main number and they said there was no record of a payment ever being received but the check cleared my acct.
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