Complaint / review / scam report
Russ Dalbey, America's Note Network, Winning In The Cash Flow Business / Russ Dalby
Russ Dalby, America's Note Network, Winning In The Cash Flow Business ripoff, scam, misleading information, false promises

Complaint / review text:
I started with this company in January 2005, as I was looking for a home based business, was somewhat familiar with the real estate business, and thought what America's Note Network offered looked promising. The first packet that I received (for $203) was poorly written and unorganized, and the CD's were more vehicles for selling ANN programs than educational. I wish I had let the beginning experience with them speak a little more loudly to me, but, like so many people, I needed a way to make some money from home, and the idea of brokering real estate notes seemed to have a great deal of substance and promise to it.

In short, the focus of the company seems to be fleecing vulnerable people who are desperate to get a home-based business going. They are very good at leading you into the next program that you "need" in order to accomplish what they originally promised was simple to do with the first packet. The last straw with their selling tactics was going to the educational reports on the website and finding that some of the reports were nothing but sales pitches. I never went back.

I'm sorry to say that I ended up spending nearly $5000 with them in all. That says nothing of the time I put in over about six months, trying to learn this and make it work, as well as more $ spent on designing and printing a brochure, and other materials as well as much $ on long distance toll fees on educational conference calls I was assured were free. I have files and notebooks full of materials I amassed during that time, as I was determined to work through the company's "inefficiency" and make this work for myself.

Without going into detail—the website they provided to me was a laugh, and the coaching from PMI, while in some ways helpful, was done by someone instructed but not experienced and was very expensive—about $166 per hour as I figured.

I am not a person who fails at things, but finally I had to give up on this because I realized that the credibility of the company was so weak that there was no way I could feel comfortable referring a client to them with a note. The 30-days to get your money back is worthless as it takes 6 months to work your way through their maze of confusion to check this out and 2 to 3 years to fully learn the business, as stated by one of their own coaches—that is, if you were with someone who would teach it to you. Please don't even consider working with Russ Dalby and ANN.

NanSalem, Oregon
U.S.A.

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