A Total rip-off where this "fake" corp is hiding under an umbrella company "Encore Capitol Group". Nothing more than a bunch of "ambulance chasers" who couldn't make it in the real world as lawyers.
Offices in Los Angeles, San Diego, Arizona, Florida
They buy up write-offs from Fingerhut, Cross-Country Bank, MBNA, and other "phonies" add their "fee", then try to get you to pay half. DO NOT PAY ANYTHING!
They can re-open your file if you do, File a negative credit report, and you are on the hook for 5 more years!
Just write across the bill in BIG RED LETTERS - I DO NOT OWE THIS DEBT and send it back certified mail.
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