Wachovia Mortgage / Bank (Now owned by Wells Fargo Bank) rips off people two ways. First by introducing their own made-up index (COSI). Secondly, by adding an unreasonable margin. This combination results in rates higher than any index (sometimes 4-7% higher than Prime). As a matter of the fact, ...
Wachovia's daily "cut-over" is at 2:00pm here in Georgia, therefore anything that happens after that time is considered to have occurred on the next business day. I am too upset to write in any great detail, but the long and short of it is that I had one item to be presented for payment ...
Wachovia had posted an on-line payment to my account as paid on the 15th of the month. When they deducted the amount it was not until the 22d which had put me in a negative balance. I was charged $70 for overdraft fees. It is my opinion that this is a common method they use to scalp customers. Why ...
I have been with Wachovia for over 10 years (actually, I was banks that each got bought out, eventually ending up with Wachovia). I've never had a problem with them in the past. When I checked our online account a few days ago, on Jan. 10, it showed us as -$20.98 in the red. Apparently, our ...
Wachovia bank's say their policy on paying items is they pay the highest to lowest, and if the customer do not have enough funds for the other items they will charge a one time fee of $35.00 fee. But it is not so. I started off with a big amount in my account which they give me the crown account ...
I starting banking with Wachovia around July I opened an account to have something local to cash checks without having to go to my primary bank (Navy Federal) which the closest location is 45 mins away. I put in my deposit of $600 and it was fine. Then I started handling my fathers bills while he ...