My husband and I decided that we would like to refinance our home in 2005. PNC offered a great rate and we thought lets give it a go. BIG MISTAKE!!! First off our loan officer quit in the middle of the loan process, then they lost the loan application. When it was all said and done instead of ...
PNC bank, among others, uses the predatory practice of clearing checks 'highest to lowest' first. This creates a huge profit capitalizing on small customer errors. Example: Account balance on any given day is $500. Yesterday, you used your bank card for $20 and say $30 and didn't enter the items in ...
It's standard these days for banks to keep track of two separate balances for an account: available balance and ledger balance. If you authorize a transaction (say, on a check card), the funds are removed from the available balance immediately. When the transaction clears, the item is inserted into ...
I enrolled in PNC Online Bill Payment Service on September 6. I followed their instructions and set up accounts to be paid every two weeks on my payday beginning September 13th. The first payments were due to be paid on the 13th of September. Again, these payments were scheduled for every two weeks ...