I have 2 accounts w/Capital One. Neither are even close to limits and I pay on time. When I signed up Cap one asked if I wanted to select my payment due date, I said yes, as I always had my payments taken care of online via internet banking. I selected the 21st of each months for both cards. I have ...
I had a secured credit card from Capital One. I received a letter that because a payment had been late ONCE in 6 months, they were reducing my credit limit to half the amount in the secured account. The payment was late by 2 days and I had less than $100 due on the card at the time. I was told that ...
In October I closed a captal one bank card. I paid the account in full and closed the account. On 2-28 I received a phone call about the balance on this card. I explained that there could not be a charge on the card because the account was closed. The representative stated that the account has been ...
I had a debt that went bad and was charged off with Orchard Bank which is a subsidiary of Rennaissance Bank back in 98. It's been on my credit report all these years and is going to fall off in October. Well Capital One bought it, re-aged it and slipped it quietly on my credit report. Then I got an ...
They have ripped me off so many times in so many ways I don't even know where to begin. First time, They unfairly charged unnecessary over the limit fees. This happened because I made the minimum payment $15 dollars over the phone which costs ten dollars to do. So I should have actually made a 30 ...
This is in response to reading a lot of reports on Capital One's bad business practices throughout the nation, perhaps even the world. Several years ago (1993), my husband was laid off from his job, and I, wishing to reduce some of our credit card payments, opened an account with a lower interest ...