Capital One claims to care about consumers but they intentionally mislead anyone who views your credit by not reporting the credit limits to the credit bureaus. They report the highest amount you ever charged. This may seem trivial but it will cause your FICO score to drop almost 50 points because ...
That a debtor has a 1-month delinquency isn't the point. There is no disputing that the creditor is entitled to collect. However, if an individual places prank and annoying phone calls from their residential phone, it would be considered illegal use of a phone. Why doesn't the same apply to ...
I have had my auto loan since March. The phone calls began before the first payment was due. In mid, my account became 1-month delinquent. The representatives began calling my home daily, every 15 minutes. They would either hold the phone in silence, or behave childishly rudely. I began to complain ...
Since December of last year, I have had Capital One Services on my credit report two times for the same account number both different amounts for SBC (original creditor) I have never had SBC first off. Secondly they were having Enhanced Recovery collect this account they could not verify it so they ...
I just found this website as I was about to pull my hair out because of charges that were allowed on a closed account I do believe in going right to the top. Someone in a thread about Capital One was able to find a phone # for the CEO, Richard Fairbank. Please help me! I don't care if it's a home ...
Capital One has been in practices of constantly saying they will credit an account for a fraudulent charge, and never doing so. Then, they end up calling three months later, saying they can't do anything about it and they say it is too late to file another complaint. ...