Providian-Emerge whatever they call themselves are charging me late fees and I am not late on a payment. They call up and are very rude to whoever answers the phone. They don't want to hear your situation but they say they want to help. What a big rip off. ...
I had a Classic Visa Providian credit card with a great credit limit and it was my very first credit card. All of a sudden, I get this letter that my credit card account had been sold to Emerge. They said that the conditions would be the same with them as they were with Providian. They were not, I ...
I have never ever seen anything like this. When I was with GetSmart Visa everything was good, I paid on time and the service was good. Then all of a sudden they tell me that the account was close and that it was sold to Emerge Mastercard. I was like WHAT! Why didn't they send any notices. So then ...
This company started sending me collection notices out of no where. I had an account with providian, they did'nt tell they gave my account to emerge. Emerge told me I had an account with them, but I never got a card only a bill. So I supposed my account was closed and I was going to pay off what I ...
This is the first I had seen about the increase in interest rates. What Providian had done to my account is to reduce my credit limit just prior to transferring the account to Emerge. As it was the Christmas season I was at my limit on the card. When they reduced the limit, with no prior ...
After recieving my Nov statement which shows the annual fee I noticed I did not recieve my new credit card which expired in Oct. I called the payment processing number and was told I was current and still had over 800.00 available credit. I then pressed the number to report that I have not recieved ...