This information was just discovered by us on July 12. EMC Mortgage Co is our mortgage company since April Farm Bureau is our insurance company since January. Our mortgage company paid State Farm $485.00 in July for a policy that was not ours. We have Farm Bureau coverage for homeowner's ...
In 2002 our son filed chapter 7, he and my husband have the same name. Emc put both myself and husband into bankrupcty without our knowing it. It took 3 years for EMC to get it off husbands credit. We two have signed forbearances agreements with them. Today we still owe them $25000. We haven't ...
My husband and I have paid off our loan with EMC Mortgage. We did not want to deal with their late fees. Even though we paid our payments on their due dates, we were still being charge late fees. Along with that. We were charged for Home Owner's Insurance Coverage. Our Loan was a B-C Loan and we ...
When trying to get a payoff amount from EMC, they stalled for over 21 days (while the Title company held the money) adding fees and interest. Everyday they promised to fax the amount to the title company by the end of the day, and everyday there was nothing. Trying to get anyone with any decision ...
When I refinanced my mortgage my credit score was lower than needed to get the best rate. So, I paid extra ($1,800) for what is called a "1 year pre-payment addendum to note". This note, after paying for 1 year, would keep me from being penalized when I decided my credit score improved ...
I have had the same problems that i see everyone else has had with emc on this website. It doesnt matter when you send in a payment, it will always get their late so you get a late fee. Another problem I have been having with them for a little over a year now concerns my additional principal I have ...