Sears MasterCard has billing and payment systems which do not work properly, customer service representatives who have false, absurd information which adds to your distress and destroys your confidence in them, customer service representatives who refer you to an address to file ...
My original credit card was held by Sears at 13.9% interest. Once Citibank acquired Sears Credit Card Services, the interest jumped to 17.23% almost immediately. The straw that broke the camel's back is that after all these years, one late payment (3/21) caused my interest to increase to 31.49% on ...
Sears uses deceptive, fraudulent credit practices. They billed me a "non-usage" fee on my card and never sent me a bill. The non-usage fees accumulated and were sent to a collection agency, which is the first I ever heard of the charges. The only way I could find out what the charges were ...
I opened my statement, to find that we are being charged more interest than the payment, from Sears. ...
Then they advertise and give other customers different rate, this is what I call consumer gouging. ...
I have had the Sears Gold MasterCard account for less than 1 year. I have never been late on any payments to Sears or other credit cards. I received a promo offering 0% interest for 4 months, to Jan. 2006. I was paying around 5% on $2040 and thought I would save a few bucks, as I make $500 (avg) ...