I received my statement today from Sears Gold Mastercard (Citibank). I noticed that my interest rate, which was 12.08%, is now 23.99%! I have been on time with my payments, and I have recently been laid off. Wow, just what I needed right now. I did get a letter some time ago about a change of terms ...
This is a credit card designed to screw you. They are waiting for your slightest flaw. I dutifully tried to cancel this card and pay it off in full over the phone and on the web site. This was not possible. So I did pay it off in three separate payments three days in a row... OR so I thought. I ...
With my family going through financial difficulty, I arranged to participate in a "Match Program" through the Sears Mastercard/Citi card. This program would allow us to pay up to a maximum of $599.00, and they would "match" this amount on our account. We had this agreement over ...
Last statement's due date was11/16 for the amount of 172.12. I sent an electronic payment for the full amount on 11/13. It was paid by my bank on 11/14. The same day they added a late fee if 39.00. We received the last statement on 11/17 with a due date of 11/16 for items purchased on 11/23. When ...
I cashed in 10,000 of my reward points last month after about 3 weeks I did not receive my $100.00 KMart Gift Certificate, I phoned them and they told me it was mailed out one month ago. I informed them I did not receive it. They would not void what they sent and told me in words "tough ...
On 02-05-07 I used my Sears/Citibank card to purchase a three-day real estate training seminar. It turned out to be a three-day scam that provided no useful information and only promoted further education at an additional cost. Basically, I paid $995.00 for a three-day promotional sales pitch! When ...