Wachovia has repeatedly charged me NSF fees for funds that haven't even cleared my account. Not to mention that last week I ran into some problems and had to place a stop payment on one of my checks. There was a $30 fee to do this, which I understand, as all banks charge a fee for this service. ...
Every month they take money out of my account, causing it to overdraft. When I called up there to check on my account, they told me that I have an overdraft fee. They lied and said that I had enough money in the account, but then when i called back up there, they said i had insufficient funds. I ...
My wife has been banking with Wachovia or with its recent acquisition for about 12 years, never has any problems with the institution nor her account. After Wachovia bought out and took over that institution all these problems started. For the last couple of months my wife account has been charged ...
This Wachovia Bank has charged me $235 when a direct deposit was in my account, but they decide to process that last until they got all of their fees from me. I have no gas to get to work and no food. I have been yelled at on the phone and told my account is closed, put on hold only to be told, ...
Wachovia bank raised the interest rates on my credit card with no notice and for no reason. Rates were raised from 13.74% to 22.74%. Upon calling the credit card Dept. I was harrassed by a Supervisor named Erica Dawson. She stated we had sent a letter to them to close our account which was not ...
Why does Wachovia bank continue to allow transactions on an account *long* after it is overdrafted, and more importantly, why does the Federal Reserve Bank continue to allow banks to do this? I was recently charged over $800 in overdraft fees, and I admit that I made accounting errors — I was ...