In March we sold my house in a Short Sale, this was after months of struggling to pay the mortgage and after eight months of forbearance (all paid on time, but not reported so... But that's another story). This was fully agreed upon by Citi-Residential and myself and working through a Realtor we ...
Like many new comers in the United States, I discovered two years ago how the system of credit score and credit reports works. I knew I had to wait to build my credit history. Having a S. S number, a regular job, a bank account with checking and savings, I finally asked for my first free credit ...
Because like many other people I'm thinking about re-financing my home, I decided to get the "free" credit report that I'm entitled to. After all, it's my information, right? Using a link in an article on the CNN page, I went through the process of getting my free credit report from the ...
Transunion has updated their systems, so they claim, and in the process have lost or deleted many consumer reports. I have spent at least 6 months correcting erroneous information in my report and now subscribe to a monitoring service through Truecredit, a subsidiary of Transunion. I was alerted ...
In June my bankruptcy chapter 7 was discharged, all of my debts were wiped clean. I worked very hard to rebuild credit for two years afterward. I fought Transunion for improperly reporting on every item that was discharged, including (but not limited too) First Area Federal Credit Union. I bought ...
I have repeatedly disputed items on my report with them. Even gave them the names of the person (s) who actually opened the accounts. Still they say the information was "verified". That is a crock! They are also TrueCredit.com. Someone opened an account with them under my name and I have ...