I too have been victimized continually by the Monogram Credit Card Bank of Georgia dba JC Penney Credit Services. The problem began four months ago when the P.O. Delivered a payment one day late on my JC Penney credit card. Mongram immediately swuspended my credit and levied a hefty fine. I ...
I applied for a Linens-N-Things credit card though Monogram Credit Card Bank of Georgia. I provided current, accurate billing and contact information and certified such with my signature. This company changed my billing address to my physical address and did not notify me of the changes. I live in ...
In the Fall of 2004 I became concerned with the way Monogram Bank was handling my JC Penney credit card and cancelled the account and submitted full payment of 219.64.in November they returned the check claiming it was made out incorrectly. I called them and they insisted they could not cash the ...
On November 17, I went into Men's Wearhouse to purchase several items for a wedding. I was offered and applied for their credit card, which would have afforded me a 10% discount on my purchases. They processed a credit application through Monogram Credit Card Bank of Georgia, who reported that ...
On July 3 we financed appliances with Monogram Credit Card Bank of Georgia. The first payment was received on by Monogram on 8/01/03, and the second payment on 1/28/04. This was six months same as cash. The second payment on 1/28/04 was noted as final payment. During the period from July 3 until ...
The Scam: Monogram Bank's scam works as follows: Appliance purchasers accept 12 month interest-free financing and a credit card promoted with a purchase. After a several-month interval, [1] the bank starts sending statements which misstate the due date to a shorter, eccentric period like 10 months ...