I was advised to start rebuilding my credit after a bankruptcy by getting a credit card from Orchard Bank in CA. I applied for and received the card, but something told me to check them out before using it. So, I came to this website, and after reading all the horrendous reports about them I ...
We have our payments via auto bank draft on all of our credit cards most are made on the due date. Orchard bank is made prior to the due date. We have had this on orchard bank for about a year. We just recieved a statement with an unrealistic interest rate and a late fee. Our due date was on the ...
Simply put, this company is a predatory lender. They need to be investigated by the FTC. The current interest rate on my $400.00 limit Orchard credit card is over 30%.in addition there is a $59.00 yearly service fee. I have never missed or been late on a payment. I'm paying off the card today. ...
Credit card hidden fees and poor service. STAY AWAY FROM Orchard Bank!!! They will charge you late over draft fees even if you weren't at fault! This company is full of fraud, take good peoples money! I have tried to explain to them I make my payments timely they will NOT waiver any fees... Even if ...
I have a Visa card with this company and one month, I logged into their web site a day before my payment was due. My browser was directed to a page which stated: "The current payment due on your Account is $15.00. Make a Rush Payment to avoid incurring a $35.00 late fee." I paid the ...
I started with this company to build up my credit, Boy was I in for the shock of my life! I used my card and paid it on time every month, then one month I moved and used the card to get a moving truck, I paid the bill ONE day late, so they tacked on a late fee, which brought it over the limit, then ...