I applied for and was granted a secured Mastercard by HSBC / Orchard Bank as noted by letter on December 30. January 4 my deposit check cleared my bank. On January 6 they generated a computer notice stating I was denied the card due to "Serious Delinquency on at least one other account". ...
This is by farr the worst bank to get a card from. I closed my account with them after a year due to the annual fee. Two months after I closed the account I start getting a bill form them for the annual, I call them again and they reassure me it was a mistake and it will be taken care of. Two month ...
I received a letter from HSBC credit card company. The letter stated that starting in December that my credit card would have changes in terms. I contacted the company and they stated that my APR would go from 16.740 to 29.99 percent. They told me this was being done because of tough economic times ...
When I received my last bill it included an annual fee. I called and asked them to waive the fee. Of course, their "customer service" is being outsourced to the middle east so the person I was talking to was just following a computer script. I was told, unequivocally, that if I paid the ...
I paid 2 cards off with them completely, making every payment on time. Owed nothing. Raised my interest rate to 29% so I cancelled card number 1. They still billed me the annual 39.00 fee. So I closed it. Kept second card, even though it was paid off to show I had non used credit on my credit ...
I am a victim of identity theft, i recevived bills from these companies HSBC sent me a letter saying they investigated and the charges are not mine, Orchard continues to send me bills, I requested (4 times) they send me where the charges were made, how much and my signature and 4 times they sent me ...