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First National Credit Card - Legacy VISA
Found 11 reviews / complaints
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First National Credit Card - Legacy VISA
Ripoff Fees Late Charges Monthly Participation Allocation and payment posting dates after the required date to charge LATE fees

I have encountered an original $200 fee for the VISA, this was not reported when the application was completed and approved (just as many others reported). Every payment is mailed on time to deter late charges HOWEVER, First National Credit Card states that they recived it AFTER the due date by 1-2 ...

First National Credit Card (Legacy Visa)
It's a rip off because you're paying fees forever, we don't even get to use our card. We're still paying the 250 from when we first got it!

Since my credit was less than perfect, this was basically the only credit card that I could acquire. I added my boyfriend which was exciting because this was our first credit card together. His credit is also not that great. So, ever since we got our cards, we'd use a tiny amount per month $20 ...