Six years ago I got my first creidit card ever through Capital One. I had a limit of $500.00. I never even got that far. I spent about $300.00, but I called to make my minumum payment by phone as usual and was told that my minimum payment had changed from $27.50 to $50.00. I explained that I could ...
On 11/15/02 Capital One had sent me a letter stating that my credit limit will be decreased. This was done as I have been "late" in payment. What had happened is that Capital One on 9/02 sent new cards to my house to replace the soon to expire cards that I had. Those replacement cards had ...
I recieved a Capital One Visa card and a Capital One Master card both with $200 limits. I had just moved to a new residence and found myself overwelmed with debt. I enrolled in a dept management program. As advised by the program I contacted all of my creditors with my correct mailing address and ...
For quite sometime now, a year or so, I've been being charged late and over the limit fees nearly every month it seems. No matter when I mail my payment in i'ts seems to always be posted the day after the due date. I've sent it in 5-7 days, 7-10 days before due date and it makes no difference it ...
I have two credit cards with Capital One Bank. I recently became delinquent on both cards. But I do understand that this is my responsiblity and late charges and overlimit fees can be applied. This is really not the problem. The problem is that they are pyramiding these fees. I have a $500.00 ...
These ripoff artists allowed a privacy guard to put on my account that sent it over the limit. That caused a over the limit fee they did not take off, something i would have to pay. They charged me a late fee on top of the over-the-limit fee. I sent them the 200.00 payoff, but by this time, they ...