I have been a customer of HSBC bank for the last seven years. I have never missed a payment and have never been late for my payments. Few months ago and without any prior notice they raised my APR to 30%!! The company has refused to give me an explanation and has refused to adjust the ridiculous ...
Orchard Bank and HSBC are some of the worst predatory lending companies in business today as a far as gouging excellent customers with interest rate spikes. My wife has 3 cards with HSBC and Orchard Bank and I have 2 with Orchard Bank. We got them 3 years ago to help rebuild our credit. We both ...
Several days ago I paid my my bill online in the amount of $468.36. Orchard Bank is holding this payment from my available credit.in the two years since acquiring this card, I have never missed a payment nor been late on any payment.in fact this month alone I made payments to my account in the ...
Back in September I received a notice stating that the APR terms of my account were to change from 16.4% to a whopping 26.99%. The notice stated that if I disagreed with the change, they would close the account and drop the APR back down to 16.4% until the account was paid in full. Rather than send ...
THE orchard bank charge me for more than 8 times with in a month. 3 times late fees which is $30 each time, 2 times chek by phone fee $15 every transaction, 3 times over the limit fee of $30 each time and 1 time for the statement copy fee of $2.98. Emagin this, i did not even requist my billing ...
We have our payments via auto bank draft on all of our credit cards most are made on the due date. Orchard bank is made prior to the due date. We have had this on orchard bank for about a year. We just recieved a statement with an unrealistic interest rate and a late fee. Our due date was on the ...