I opened an Orchard Bank secured credit card account in January. The purpose of establishing the account was to establish payment history to improve my credit and to upgrade to an unsecured card. I researched all secured credit cards options from bankrate.com. After reviewing all possible options, ...
I have a MasterCard with HSBC Card Services - Household Bank/Orchard Bank. I elected to sign up for the AccountSecure Plus package when I received this credit card. AccountSecure is administeed through BFC Insurance Agency of Nevea, located in Bridgewater, NJ. AccountSecure provides protection on ...
I closed my account about one year ago. Since then I have NEVER received a statement or bill. All of a sudden today, 7/21/08 I received a statement stating I owed Orchard Bank, HSBC Bank $39.00 for a "renewal fee." I called "customer service and was told that my account will be ...
Anyone have a couple days grace period on their credit card? NOT with this company. Try to make your payment on time a day before it is due. Use the convenient on line feature so you will have electronic proof. Nope they charge you a rush fee of $12.95. Pay it on a weekend, or one day late and be ...
Have 2 HSBC cards, 1 with each division = Orchard and Metro. Sent in my first payment on the new card, along with payment on the existing via bill pay on the same day. Both payments were applied to the existing card, causing a late fee and interest rate hike on my brand new card totalling 35.99%. ...
I too have a Orchard bank card through HSBC as well as a household card through the same company. I started my accounts about 18 mos ago Orchard card started at $3000. This all after a BK which orchard did not help me re-establish my credit first premier did, with a very low credit limit. This is ...