In march Orchard Bank approved me for a credit card! When I received the disclosure notice stating that the apr would be 14.9%, and that the card would carry a $72.00 annual fee! Well, that changed my mind real quick! So, I never activated the card since I had just gotten approved with HSBC! The ...
I am purchasing a house and need to pay down my credit cards for the rescore. My husband has one household card and one Orchard card, and I have one of each as well. When I contacted them last Saturday they had no problem talking to me regarding my husbands accounts at the same time they discussed ...
I'm writing to you in regards to my Household credit card account. I been having issues with over billing, bogus charges, inflated rates, and a run around scam. For years I have been subject to outragous fees own my account. I spoke with a customer service rep to my knowledge that the problem will ...
I've had this card about 1 1/2 years without problems. I must be lucky. Their 800 number 724-4964 which they do not print on their cards. My best advice is NEVER, NEVER cash one of those little $5 checks they send. You are signing up for something that is almost impossible to get out of without ...
I couldn't figure out why every time I made a payment to house hold bank I was charged a late fee. I payed what my paper bill said to pay and it was on time. I sent them an e-mail and ask what was going on. They wrote me back today and said that I should not go by the paper bill to always look on ...
I have had a credit card with HSBC/Orchard bank for almost 2 years, i have never gone over limit, unless their finance charge put me over AFTER PAYMENT WAS WIRED I have paid the balances in full many times, I recently reported a dispute on my card as the result of identity theft. They sent me the ...