Our problems with Option One began in August when we were late with August's payment. I sent both August and September's payment together. September's was on time. My check was sent back to me saying that I had to send a Cashier's check for that amount. No reason was given. We had never sent them a ...
In November I was late with my mortgage, so I paid all three months in January which included November, December, January. I did not hear from them at all. The end of February I receive a certified letter by regular mail stating my home was up for foreclosure. When I called them I never could reach ...
Option One is the worst company I have ever dealt with. If your payment gets to them a few days late, they'll send it back. Then the harassment phone calls begin. Last part of 2002 I had this problem with them. Finally they said I owned them five payments of 411.10. Ok, I told them I would send all ...
Option One Mortgage, Predatory Lender? Ivine California Your best option is to not use Option One. Why? Option One should be investigated for predatory lending practices. Example One: Electronic Snafu caused electronic draft problem. I called Option One after getting a message a day before the ...
Avoid this company! Our misfortune with Option One began in 1998. We had a new home built and our bank recommended Option One Mortgage as a preferred lender for us. This began a very expensive education in playing mortgage 'hard-ball'. We have had far too many problems with this company to list on ...
I notified Option One in writing of a temporary financial hardship I am experiencing at the moment. I am late on my mortgage, and I wanted to explain the situation and make payment arrangements. They ignored my letter and called me at home and work. They even left a scare-tactic message on my ...