Statement against option one mortgage December Peter & Amy Chan found themselves in financial hardship and got behind on December mortgage payment. January Around January 8 we tried to refinance with First Option Home Loan, and the First Option Home Loan, Loan Officer, Patricia Ennis stated ...
I filed Bankruptsy almost 2 years ago and have since been trying to fix my credit. I never filed on my home and at that time Option One was sending me coupons so after the Bankruptsy they would send my payments back to me. I called my Attorney and told him that they think i'm filing on the house. ...
Option One Mortgage is a very rude and misleading company that takes peoples money. I have tried every form of sending my payment to them and somehow it is never on time, and they always find a way to charge the late fees. This company has ruined my standing as a homeowner and made it impossible to ...
We closed our loans for a first and second mortgage with WMC Mortgage Corp. On September 28. At closing we signed papers stating we were going to take care of our escrow (taxes & insurance) ourselves. We paid our homeowners insurance in full, and paid no monies towards an escrow account. Our ...
Option One uses deceptive practices in services morgage loans. They repeatedly hold payments until they are late and then add the late fees to your loan. They procure mortgage insurance when it is needed. Their customer service center lies and does not give the correct information. Their attorneys ...
About two years ago we were late on a payment due to becoming disabled. Our checks were returned by Option One and we were told that we would have to pay penalty charges and the payment would have to be by certified check or money order. (We have never submitted Option One a bad check.) We got ...