In July I was involved in a not-at-fault total loss accident where my vehicle was destroyed and my passenger and I were injured as a result. The party at fault ran the red light and was driving without a valid license, he was arrested on the scene. A day later I visited a doctor who began treatment on me for my injuries, I got xrays taken that show my injuries caused by the accident.
Dairyland Insurance however, despite never having a PIP claims within the 15 years that the policy was used was looking immediately on every what possible to "investigate" and find an excuse to not pay for the treatment. Part of Dairyland's failure to act responsibly was to assign me a 2nd opinion doctor not 1 week after the accident, not 1 month after the accident, but two months after the accident took place. Upon visiting the 2nd opinion doctor I had already finished my treatment with my primary doctor and the 2nd opinion doctor determined that I was healthy and didn't require any treatment at any point.
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