I purchased a 2002 Chevy Caviler in With a remaining factory warranty and only 35,000 miles.
In 2009 the car was hit in the rear end resulting in it being totaled. During the settlement investigation my insurance company found that the car had two vehicle identification numbers on it in both of which had been issued salvage titles as they had both been in a roll over crash.
I was informed that the car was worth only 10% of what I paid for it.
I contacted the dealership hoping they would make good on the car or simply give me my money back.
They had the gall to offer to sell me another car.
When I contacted HSBC (the lien holder) I was informed that they do not loan money on salvage title cars and their loss prevention department was looking into it. I heard nothing back from them.
I contacted the Georgia Office of Consumer Affairs and was told to try to work with the dealership to try to resolve the issue this was done to no avail.
I then contacted two different consumer law attorneys both agreed that there was fraud, but neither would take the case stating that Mr. Bleakly had done much for the community; therefore no judge would hear my case.
I contacted the Sheriff's Department of the town, they looked over the case and said yes there is fraud but did nothing. I was also told by them not to let the car get out of my possession i.E. Do not let the insurance company settle, because it was evidence.
I went as far as showing my evidence to the General Managers of two other auto dealerships they both agreed that they would be obligated to refund my money and that I should ask for the cost of my full coverage insurance as well.
Next stop was the media, on of our local news stations CBS Atlanta wanted to run the story until they found that it would kill their advertising.
So I still have the car, Santander Finance has the title, and so far I am stuck with nothing but a bad credit report.
Right is right wrong is wrong and I feel they need to take their lumps and pay-up!
It really burns that I have approximately $17,000.00 in vested in a car that's worth in reality at best $1,100.
Michael Dallas, Georgia
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