The saleman and his finance manager tried to run a scam by claiming that Wells Fargo had a "special" deal on the interest rate if I bought disability insurance. They tried to pull the bait and switch by giving me a choice between the lower rate with the insurance and a higher rate without. I took the lower interest rate and canceled the insurance within the 3 days after confirming with Wells Fargo that there is no such program. Spoke to the boss and he supported his people completely, saying he was sorry for the misunderstanding. STAY AWAY! The sales person was Jack Ringwood.
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