I went into the dealer to purchase a pickup Truck 2005 F150 unfortunately I had terrible credit and had to purchase at this buy here pay here dealer. I had met salesman Raphael who told me he would sell me the truck for 3500 down and payments in the high 4's for 42 months.
After filling out the buyer's order Raphael explained to me that he was going to put 7500 for a down payment to make it look better for his financing (numbers game).
So I put down my 3500 he raised the price of the truck reflecting the other 4000 included in the down payment for financing purposes he said.
After signing the contract he said when I bring back a letter from my insurance naming them as loss payee that I would get a copy of all paper work.
Upon returning with the letter I noticed the contract stated pending down payment of the 4 grand in multiple payments, so I immediately voiced my concerns to management and was told F*K you call the cops the deal is done. Now I am out of 3500 and soon no vehicle so please if they will take from poor financially challenged persons you are next if you pay them a visit.
Here are the numbers for my sale!
2005 f150 (131,000 miles)
no power locks or windows
cost $18,900.00 What a Joke
Had car appraised wasn't worth $9,000.00
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