I bought a 2005 optima kia in 2006 for $12,000.00 Americredit had the loan. I paid 336.00 a month for almost 2and one half years. I lost my job and got behind and they repossessed my car Dec. 31. Yeh, happy new year. They then sold my car for almost 5,000 dollars. Now I get a letter in the mail saying I owe them over 8,000 dollars! This has to be illigal. At the very least unethical! Can someone tell me what I can do about this if anything?
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