My divorce left me in financial ruin and I had to file bankruptcy recently however I told my lawyer I want to keep paying on my car and that I was behind some payments. I moved to a new location for a new job and called Ford Motor to begin paying my responsibilities. I know was behind but I wanted to let them know I was trying to pay my balance of $4000. I spoke to two people first a man and then this woman who started out by asking my new address which I gave and my contact information. She was very nice throughout this entire process. I thought I would be able to work out a payment plan to get back on my feet. I told her I will begin making payments with my next pay check and then that is when the "HAMMER" fell. She told me that I need to make six payments which is $1800 by the end of the month or they would repo the car. I told her there was no way I can make such a payment because I needed to buy food, my 16 month old son needed diapers and so forth; plus I had bills to pay and needed gas for the car to get to work. She stated that this is not her problem... I then asked her do you realize what is going on in the economy can't you work with me... Afterall I did call you. She stated that they have waited long enough and they wanted their money and they needed their money too. I told her I understood but $1800 was a bit much and that I could do $900 and then my next paycheck pay $900. She said no... I asked to speak with a supervisor and she stated that if I talk to someone that they will repo the car and to just take her deal because that is all she is willing to do for me. I told her that this would mean no Thanksgiving or Christmas for our family... This will wipe us out until the end of December and by then I owe for my rent and a house I still own in another state. She said I have been behind too long and that I needed to pay what I owe. Thanksgiving is in two days... What am I going to do and my oldest son is in Michigan and counting on me to fly him where I am for a visit. Thanksgiving and Christmas cannot be this year. I really wanted to do the right thing but I ended up causing more havick in my family's life then it needed right now. There is nothing I can do I have until December 8th to make this payment.
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