Attention All Who Want to Sue Drive Financial Services and Bramacint, LLC Investigators. Post your request to join in at this site or simply call your State Attorney General, or The Consumer Credit Commissioner of Texas and file your formal complaint. Or you too could have your employer called by Bramacint stating you're a criminal and have several social security numbers. Yes, they did this to me and we have a recording of it!
Consumer Credit Commissioner
www.occc. State. Tx.Us
2601 N Lamar Blvd # 201
Austin, TX 78705
(512) 936-7600
Bramacint, LLC is some sort of watch dog collateral recovery company near Dallas, Texas that Drive Financial has sicked on me despite the fact that my car has been paid off TWICE!
Drive Financial Services wrote the Consumer Credit Commissioner stating I was not the one who qualified for SCRA. Well, sadly they believed Drive Financial. Has ANYONE done their homework here? Apparently only my ATTORNEY has. ANYONE in their right mind knows that dependents are eligible for these benefits also, Duuuh!
My attorney seems to understand this very well and has received the Drive Financial Services Payment History I have requested for over two years - there was always an excuse. They first claimed that since my payments were lost on my OLD account number (this was convenient for them as I'd trusted them before and told them due to water damage I'd lost most receipts), They could only send payments made on my NEW account number!
Then, get this - I found an old friend at their company who kindly sent me my payment history, and guess what - It's my right to have it! Low and behold, MY PAY OFF!
But get this, after the Attorney General of Texas became involved, Drive financial insisted that all was well, documented my pay off, sent it to the attorney general's office (despite the fact that THEY do not enforce), and we thought all was well. This is when the hell began. Since Drive was forced to honor the SCRA, I paid OFF. Yet they told me I would have to pay a penalty for early pay off. Now I realize they did this simply to make it look as if I still had some huge balance with them.in order to pull this off, they justified more payments as supposedly paying off the early pay off penalty. I continued to ask WHEN would my pay off be reflected in their automated system over the phone. They insisted it was simply a glitch and all was well. All Was Not Well!
So I payed for another few months or so and they still insisted they were working out details for determining how much I owed for early pay off penalty.
Then new employees came to the company and seemed to know nothing of my pay off and insisted I pay my balance - AGAIN!
A one Mr. Grey had me in tears as I was willing to pay a portion of the balance as it wasn't their fault the former employees lost all my info on my pay off! He insisted I was a dead beat and didn't want to pay. I was in tears and couldn't even make a deal for another pay off? For a car that was already paid??? YIKES!!!
Well not the gloves are off and I'm fighting back. Go to the internet and checkout Drive Financial Services and Bramacint, LLC. They know not what they do? They know full well and I am prepared to SUE.
In Short, here is a glimpse into my payment history.
Note: The date is the same and is evidence of how they went back and tried to re-create a false payment history from the old account number which they apparently lost payment history on;
Date: 14th July
Payoff Reason: SSCRA Hardship or rather 6% interest!
Pay Off Amount: $8,846.32
Balance: $0.00
Now this is where they said they had to charge me a fee for early pay off of the loan: Yet the balance was only $7,414.92. One might figure I'd already paid the early pay off fee when the total of my credit in money orders totaled: $8,846.32 Right?
Date: 14th July
Low and behold, after they told the Attorney General's Office in Texas that all was well with my account, they turned back around and placed the same $7,414.92 back onto my account. Said there was a glitch in the system.
After two days and a $256.32 payment, the $7,414.92 balance went to $7,005.27. On the same day - get this... It was $7,414.92 again. What Gives?
One month prior a payment that cleared my acount for $714.96 was applied yet on the same day, the balance reflected $5,542.56.
By the way, my payment history shows $6,360.96 in June???
HELP! This Drive Financial Services should be shut down and I will not stop until it's done. I'm starting with black listing them from servicing any military and/or dependents.
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