I bought the car in 11 Got the gap insruance that was explained to me to be a god send... Well a year and 2 days after I bought the car I totaled it on the interstate comming home from work. It took progressive 1 month to get the claim prossessed... Understandable.insurance companys have never been quick at any thing, Right? Well my loan company "Regional Acceptance 11127 N Dale Mabry Hwy, Tampa, Fl 33618" Was working on getting the GAP paperwork together to submit to JM&A for the pay out on the car. There is alot of paperwork that these GAP insurance companys require prior to paying out on the car. Letter from me staiting what happened, A letter from the insurance company staiting what they payed out and why, A Letter from the loan company staiting how much is owed...
Well Progressive didnt get back with me untill the end of December to do the payout of the car and inform me that it was a total loss..."Kinda funny I drove it to them" Well it took about a month for the remainder of the warrenty on my car to be refunded back to the loan company... WOW thats allready 2 Months. Can You Beleave that progressive didnt release any thing to Regacc "loan company" untill the middle of March... With the loan company having all the paperwork now done they submitted it to jm&a...
Guess what They are now saying that the gap insurance is deemed null and void due to the fact that the paperwork was submited 90 days after the wreck. Ive called them and complained and called my loan company and complained... So Basicly I'm 90 days behind on my car payments on a car that is long sence gone. On a ballance of $4390. Sick uh?
If your a lawer reading this and would like to take my case as a probono, or can work with me on payments please contact me...
Thanks, Dave
David
brandon, Florida
U.S.A.
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