After 3 months of homework and reading sales ads, On 8/1/05 my partner, Patti and I asked to speak to a manager. I presented Ken Walsh with an add that read 0 down. 007% interest to lease a full size 2005 Tundra for $299.00 per month for 36 months. He said he would honer the add and immedietly pawned us off to Fisal, a salesman. We pointed to a 2001 carolla that Patti purchased there 3 years ealier & told him if they would payoff the remainder of $4,700. Owed to Capital One he had a sale. They drove the car. Fisal came back in with Ken. Ken put his hand out and said "We have a deal".
We were than escorted to the finacial dept. I remember him telling us how he met the owner on the golf course and how many years he had been doing creative calculating
About a month later I received a call from Ken Walsh saying we have a huge problem. There was a misunderstanding. Apparently they put the carolla as a down payment for the lease of the truck and Capital One will not release the Title. I said I would return the truck if I could not get the deal that was promised to me in the add. He said he didn't want it back because I put miles on it and we would try to figure something out.
Since that conversation I never heard from him. I was contacted by John Fern who asked if we could split the payoff. I said again. I don't have that kind of money and that was not the deal.
My partner now has a charge off on her credit. Several cirtified letters were sent to Capital One with no response.
John said the the car was sold. Capital One says they never sent them the title and it was illegle for them to sell that car.
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