I totally agree, Drive financial is a rip off, ignorant donkey of a company, however, they aren't too smart or advanced with technology either. Those of you who are having trouble out of drive, here's how to outsmart them w/o losing your vehicle. Of course, they are gonna skip-trace, hell, that's part of the collection process. However, they do not check your information against facts so you can give a false address at the time of financing the vehicle, and they will not check employment unless you miss out on a payment... Or three!
They, if they do this alleged"repo" (only if you are in the midwest) they will almost always send this character named "eddie" out in a saturn to knock on your door and ask for the keys. All you have to do for eddie is offer him 50.00-100.00 or a sack of "green" and he won't locate the vehicle and will remove your name from the list.
Also, if you don't get a visit from eddie, answer their calls, and if you can, send them at least 100.00 a month.
NOBODY OR NO CAR COMPANY can reposess your vehicle if you are sending some form of payment to the comany. You do not have to talk to those dumb arse customer service reps when they harrass you, they are thed low men on the totem pole and are just doing their jobs, so dont crap on them. Just trust me when i say, send them "SOMETHING" and they cant come get your car.
Dont be a lame and not send them anything though, you'll just be playing into what they want, and anyway, drive used to be called sea-west financial, but they went under b/c of the same b. S they are doing here: not informing customers of their legal rights, paying people to watch out for vehicles, and poor customer service. Sea west (now drive financial) went bankrupt in 1997, and they opened another division called "drive". The dealer who wrote up my contract told me this.
Okay, last but not least, your car cant be reposessed at night. If you catch the tow truck, you have the legal right to SHOOT THE REPO MAN especially if you havent recieved a letter confirming the pick-up, and even if you have, they have to proove that it is a legal document from the companies attorney, whom wont waste time with something as small as a repo, hell, he's gotta figure out how to keep seawest/drive financial from going under for a third time!!! So remember my advice, and drive won't trick you twice, trust me, i've had my vehicle for 3yrs and havent made the agreed monthy payment bc of job loss and all they will get from me is 125.00 a month until i get on my feet, if they get it then!!!
Iesha, Collinsville, Ill.
P. S: I got my car in the saint louis area, gave a false address, and used my fake i. D to get the pontiac g. Am i own/drive, then moved it to illinois. I laugh everytime they call my phone... Catch me if you can drive!!!
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