My car was hit by another driver. No I was not in my car. Yes it was parked in a parking lot. I believe the girl that hit me would have tried to drive off except that her car was lodged into mine.
I was in a meeting when a friend of mine came in to notify me that my car was hit. I headed out to the parking lot. Luckily the cops were already there and there had been many witnesses. Unfortunantly her insurance company was Farmers.
They didn't want to pay me. I couldn't believe it. She did $5000 dollars worth of damage to my car and offered me nothing. (I had gotten 3 different estimates on my car and the lowest was $5000.) It was clearly her fault. They gave no excuse, they just didn't offer me anything.
I made numereous phone calls. They kept telling me that they were recording all of our conversations. They still wouldn't work with me. Just kept asking me information about the accident.
So I went to a lawyer. He told me that he could get the $5000 but he would take most of it. So the small claims court is where I went. Unfortunantly, Missouri law only lets me sue for $3000.
They sent two lawyers. I stood there by myself. They judged looked at my case, laughed at Farmers, and ruled in my favor. I got my $3000.
They point of all this? Farmers Insurance is a horrable company. They are crooks. They care nothing about people, only money. Do not give them your business. Pray to God that if you get in an accident, they are not involved.
If you are reading this, I can only guess that you too are having problems with the crooks. All I can say is that I wish you the best of luck.
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