I filled out the Drive Time online pre-approval form from the Drive Time website. Within 2 days I recieved an email from them saying I had been approved for a car loan with a $500 down payment... I also recieved a call from a sales person there confirming the same and inviting me to go online to look at the inventory and choose which car I wanted. From that day forward I began to recieve calls from all over the country from loan offices, car dealerships, finance companies, auto insurance companies, title pawn companies, ect. Trying to sell me a car or give me a loan for the same. Come to find out, the online application does not even go to the local dealership but to a processing center in Phoenix, where it is sold to numerous companies to solicit you! We are talking detailed info like ss#, address, phone #'s, banking info, job info, salary... Everything you fill out is all over the country in minutes! I would recieve calls on my cell and home phone as late as 8:30! (Because stupid sales people on the west coast have no clue that when it is 5:00 there it is 8:00 at night on the east coast, and they just want to sell)
But finally, to cap it off, all the info you give them online means nothing-when I went to the dealership to look at a truck, you have to fill out all that paperwork AGAIN 'cause the local dealership is not linked up to the processing place in Phoenix, so I did.
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