I searched for a site that offers financing for people with credits problems because I am a single mother, who is about to re-enter college so I am in need of a computer but I have past credit problems.
I came across circuitmicro.com and applied for financing. I was prompted to provide my banking information so that they could verify that I have a valid bank account, then I was told that I was approved for the loan but I needed to make a bank processing fee payment of $39.96, I declined to make the payment.
The bank account I gave to circuitmicro is not my main account (thank goodness!) so I do not keep money in it unless I have a specific reason so about a week later I went to deposit money into the account when I noticed a negative balance of $30.00 which was a insufficent fee from my bank.
When I inquired why I was charged the fee I was told that a withdrawal of $39.96 was attempted by circuitmicro.com. I did not give them premission to take this fee from my account and now they have attempted to take the money out two more times leaving me with $90.00 in insufficent fund fees to pay!!! And to top it all off, I have tried repeated times to contact circuitmicro to resolve this and they have not returned my calls or emails! Plus now I had to pay another $30.00 to have my bank stop all attempts by circuitmicro to withdraw money from my account!!!
I have paid a grand total of $120.00 (which came out of my rent money!) and feel like a complete idiot!!! So heed my warning and do not even apply for financing with this company because they will rip you off for even a petty $39.96!!!
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