Like another person posted here, Ive always got declined for credit cards, then one day I get a letter in the mail with a credit card in it. I was happy. Then I read it... I personally have never heard of a CCA. I decided to read the final print and something stuck out as weird it said "You will be billed somewhere around 30 days for your annual fee"."somewhere around" Doesnt sound too professional to me!
So then I decided to call the 800# on it. Someone answered and I said "I recieved this in the mail, whats the catch?" she replied theres no catch. I didnt fall for it I mean come on whos going to give me a $7000 credit limit with no intrest??? I cut up the card.
A few weeks later I moved back in with my boyfriend and guess what I got in the mail. Yep another card. Cut that one up too. I work in the finanical business that deals with a lot of credit cards and this one seemed a little too fishy. Im glad I didnt ruin my credit worse and now I know I was right about them.
Thanx.
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