Last December my husband was hurt and did not work one week. He called World Savings to let them know our payment might be 2 weeks late (his next pay period) and they sent him to the LOAN COUNSELING DEPARTMENT, there they were understanding and suggested that he spread our entire December payment throughout a 6 month period and that way it would help us out financially and not be considered a late payment. That sounded good to him so they set up a Jan. To June payment plan which we paid as agreed.
Recently I had our credit report pulled and found that WORLD savings REPORTED us 30 days late for all of the 6 months. When I called and told them that made no sense we would have had 1 late payment rather than 6 if they were not so helpfull in thier LOAN COUNSELING DEPT. They said thats just how they do it and there is nothing they can change. They suck. A california contracts attorney tells me they can't do this.
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